body 
            {
                margin:0; 
                padding:0; 
                min-height:100%;
                font-size:10pt;
                font-family:Calibri,Arial;
            }
            
            #sidebar{ text-align:justify;  }
            
            
            .imgBkg
            {
				float:left;
	            position:absolute; 
	            width:742px;
                height:86px;
	            margin-top:-10px;
	            margin-left:-242px;  
	            margin-bottom:0px;
	            opacity:0.2; 
	            filter:alpha(opacity=20);
            }
            
            .imgRight
            {
                width: 175px; 
                height: 175px; 
                float:right; 
                margin-left:15px; 
                margin-top:5px; 
                margin-bottom:0px;
            }
            
            .img2inline
            {
            	width:208px;
            	height:208px;
            }
            
            h1, h2, h3,h4
            {
            	font-family:Calibri,Arial,Impact;
            }
            
            h4
            {
            	/*border-right: solid 5px Olive;*/
            	border-bottom: solid 2px #d0d0d0;
            	background:#eaeaea;
            	padding: 5px;
            	padding-left: 10px;
            }
            
            h1{font-size:18pt;}
            h3{font-size:14pt; color:#006400;} 
            h4{font-size:11pt;}                        
            
            .nav
            {
                float:right; 
                cursor: hand; 
                margin-bottom:20px;
            }
            
            .summary
            {
            	border: solid 1px #e0e0e0;
            	padding:15px; 
            	padding-top:0px; 
            	padding-bottom:0px;
            }
            
            .textHighImpact
            {
            	border-left: solid 10px #d0d0d0;
            	background-color: #f2f2f2;
            	padding: 5px;
            	padding-left: 0px;
            }
            
            .footerbg 
            {
	            height: 40px;
	            border-bottom: solid 2px lightgray;
            }
            .footer 
            {
	            padding-top: 10px;
	            height: 30px;
	            font-size: 10pt;
            }